Boiler Cover UK - Compare The Best Boiler Cover Deals

Boiler Cover UK, the leading boiler cover comparison site in the UK, offers homeowners peace of mind in the event of unexpected boiler breakdowns impacting their home heating and hot water supply.
compare the best boiler cover deals

Top-pick boiler breakdown policies

Provider
(policy name)
Monthly cost
(total per year)
Excess per claim
Claim limits/details
CHEAP COVER WITH A HIGHER EXCESS
Home Emergency Assist - Boiler & Central Heating Cover
£6.78
£72.00/year
£99.00
£5,000
Plus Heat - Boiler Cover
£7.99
£95.88/year
£99.00
No Limit
CHEAP COVER WITH A LOWER EXCESS
Your Repair - Heating - £0 Excess
£18.95
£227.40/year
£0.00
No Limit
Plus Heat - Boiler & Heating Maintenance - £0 Excess
£22.99
£252.89/year
£0.00
No Limit
HOMEOWNER FULL(er) HOME COVER
Plus Heat - Premium - £59 Excess
£18.99
£208.89/year
£59.00
No Limit
Your Repair - Home Plus - £60 Excess
£19.00
£228.00/year
£60.00
No Limit
LANDLORD CHEAP COVER
Plus Heat - Boiler Cover - £99 Excess
£9.99
£109.89/year
£99.00
No Limit
Your Repair - Boiler Cover - £99 Excess
£8.00
£96.00/year
£99.00
No Limit
LANDLORD FULL(er) HOME COVER
Plus Heat - Premium - £0 Excess
£31.99
£351.89/year
£0.00
No Limit
Your Repair - Home Plus - £0 Excess
£33.00
£396.00/year
£0.00
No Limit
Prices correct as of 17 October 2023. (1) Discounts are sometimes available for paying the annual premium in full. (2) This policy is a service agreement rather than insurance, so you've less protection.
Warning. Most policies give discounted pricing for the first year. They might also offer new-customer perks, such as a free boiler service. At renewal, prices will usually increase and and some perks will disappear, so ALWAYS stick a date in your diary to shop around for a better deal before the policy auto-renews.
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What is boiler cover?

Boiler cover, a popular service in the UK, offers homeowners peace of mind in case of unexpected boiler breakdowns impacting their home heating and hot water supply. By having insurance in place, homeowners can relax, knowing assistance is available when needed. The cover provided by various providers caters to a range of boilers, including gas, combi, condensing, and oil-powered boilers. However, it is essential to check with providers to ensure compatibility with specific boiler types. Several boiler cover options are available to suit different budgets, ranging from basic boiler insurance to full coverage with no excess. Some policies may even include an annual boiler service, which typically costs around £60 to £90. An annual service ensures that boilers are maintained according to policy requirements and can prevent claim rejections. To make the selection process more accessible for homeowners, we offer a comparison service featuring policies from leading providers in the UK, allowing for a side-by-side evaluation of available options. Choosing the right cover is crucial to ensuring uninterrupted heating and hot water supply during unexpected boiler breakdowns.

Types of Boiler Cover in the UK

Boiler cover in the UK comes in various forms, offering different levels of protection and coverage for homeowners. This section will outline three main types of boiler cover available in the UK: Standard Boiler Cover, Boiler and Central Heating Cover, and Home Emergency Cover.
Standard Boiler Cover
Boiler and Central Heating Cover
Home Emergency Cover
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Tips for Comparing Boiler Cover Providers

When looking for boiler cover in the UK, it's essential to compare different providers to find the best option for your needs. In this section, we will discuss different factors to consider, such as price, customer reviews, and add-on services.
Price
It's crucial to consider the cost of boiler cover when comparing providers. The annual price for a boiler cover package averages at £265.80. Keep in mind that the cost will typically depend on the extent of the cover you choose. Remember to factor in the expense of an annual boiler service, which may cost around £60 to £90. Some providers may include the annual service in their plans, potentially saving you money.
Customer Reviews
When researching boiler cover providers, it is always helpful to examine their customer reviews. Look for feedback regarding the quality of their service, response times, and reliability. This information can give you a better understanding of a provider's performance and help you make an informed decision.
Add-On Services
Different boiler cover providers offer various add-on services that may suit your specific requirements. For instance, some providers may cover central heating, plumbing, drains, or even include unblocking and repairing your drains and waste pipes, like British Gas. It's essential to study each provider's plans to find the right balance between the scope of the cover and the cost.

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Frequently asked questions

What is boiler cover?

Boiler cover is a type of insurance policy that provides protection and assistance in the event of a boiler breakdown. It can cover the cost of repairs, including call-out charges, parts, and labour, ensuring you're not left without heating or hot water. The level of coverage depends on the specific policy you choose.

Who needs boiler cover?

Boiler cover is typically for homeowners who want to ensure they have prompt assistance and can manage the costs if their boiler breaks down. It's particularly beneficial for those with older boilers or those who may not have the funds readily available to cover potential repair costs.

What types of boiler cover are there?

There are three main types of boiler cover in the UK: Standard Boiler Cover, which focuses solely on the boiler; Boiler and Central Heating Cover, which extends to the entire central heating system; and Home Emergency Cover, which provides the most comprehensive coverage, including various household emergencies such as plumbing, drainage, and electrical issues.

What types of boiler can I get cover for?

You can get cover for various types of boilers, including gas, combi, condensing, and oil-powered boilers. However, it's essential to check with individual providers to ensure your specific boiler type is covered.

What if my boiler and central heating system is very old?

Some boiler cover providers place restrictions on the age of the boiler they will cover, with older boilers more likely to be denied due to the higher likelihood of needing repairs or replacement parts. Always check the specific age limitations with the provider to ensure your boiler is eligible for cover.

What if my boiler can't be fixed

Typically, if your boiler can't be fixed, your cover may contribute towards the cost of a replacement, but this depends on your specific policy. Check with your provider to understand what happens in the event of an unrepairable boiler.

What if I move house?

If you move house, you can typically transfer your boiler cover to your new home, or you may need to cancel your current policy and take out a new one. It's important to check the terms and conditions of your specific boiler cover plan for more details.

How soon can I claim after taking out cover?

This will depend on the specifics of your policy, as some providers have a waiting period before you can make a claim, typically around 14-30 days after taking out the policy. Always check the terms and conditions of your policy.

Do I lose boiler cover if I switch energy suppliers?

No, boiler cover is separate from your energy supplier. You can switch energy suppliers without affecting your boiler cover policy. However, some energy suppliers offer their own boiler cover policies, which you might lose if you switch.

How long does a callout take?

The time it takes for a gas-safety registered engineer to arrive after a callout can vary depending on your cover provider and the specific circumstances. Many providers aim to offer assistance within 24 hours of a callout, especially in cases where you're left without heating or hot water, but always check with your individual provider for their specific timeframes.

Compare The Best Boiler Cover Deals Now

Compare The Best Boiler Cover Deals
Compare boiler cover deals
Boiler cover, a popular service in the UK, offers homeowners peace of mind in case of unexpected boiler breakdowns impacting their home heating and hot water supply.
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