Boiler cover is a type of insurance policy specifically designed to protect against the costs associated with repairing or maintaining a boiler. This can include coverage for breakdowns and, in some cases, regular maintenance and safety checks. Boiler cover is distinct from standard home insurance, which typically doesn't cover boiler repairs or breakdowns. These policies can be especially valuable in colder climates where a functioning boiler is essential for heating the home.
Whether you need boiler cover depends on several factors. If you own a relatively new boiler, it might already be covered under a manufacturer's warranty, reducing the need for additional cover. However, if your boiler is older or out of warranty, boiler cover can provide peace of mind and financial protection against potentially expensive repair costs. It's also worth considering if you're not comfortable handling boiler-related issues yourself or if you don't have a trusted plumber or technician who can provide prompt services at a reasonable cost.