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Boiler Cover UK, the number one boiler cover comparison site in the UK, provides homeowners with reassurance in the event of unforeseen boiler malfunctions affecting their home heating and hot water supply.
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Top-pick boiler breakdown policies

Provider
(policy name)
Monthly cost
(total per year)
Excess per claim
Claim limits/details
CHEAP BOILER BREAKDOWN COVER WITH A HIGHER EXCESS
Home Emergency Assist - Boiler & Central Heating Cover
£6.78
£72.00/year
£99.00
£5,000
Plus Heat - Boiler Cover
£7.99
£95.88/year
£99.00
No Limit
CHEAP BOILER COVER WITH NO EXCESS
Your Repair - Heating - £0 Excess
£18.95
£227.40/year
£0.00
No Limit
Plus Heat - Boiler & Heating Maintenance - £0 Excess
£22.99
£252.89/year
£0.00
No Limit
HOMEOWNER FULL HOME & CENTRAL HEATING COVER
Plus Heat - Premium - £59 Excess
£18.99
£208.89/year
£59.00
No Limit
Your Repair - Home Plus - £60 Excess
£19.00
£228.00/year
£60.00
No Limit
Plus Heat - Boiler Cover - £99 Excess
£9.99
£109.89/year
£99.00
No Limit
Your Repair - Boiler Cover - £99 Excess
£8.00
£96.00/year
£99.00
No Limit
LANDLORD FULL HOME & CENTRAL HEATING COVER
Plus Heat - Premium - £0 Excess
£31.99
£351.89/year
£0.00
No Limit
Your Repair - Home Plus - £0 Excess
£33.00
£396.00/year
£0.00
No Limit
Prices correct as of 17 June 2024. (1) Discounts are sometimes available for paying the annual premium in full. (2) This policy is a service agreement rather than insurance, so you've less protection.
Warning. Most policies give discounted pricing for the first year. They might also offer new-customer perks, such as a free boiler service. At renewal, prices will usually increase and and some perks will disappear, so ALWAYS stick a date in your diary to shop around for a better deal before the policy auto-renews.
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What is boiler cover?
Types of Boiler Cover in the UK
Boiler cover, a popular service in the UK, offers homeowners peace of mind in case of unexpected boiler breakdowns impacting their home heating and hot water supply. By having insurance in place, homeowners can relax, knowing assistance is available when needed. The cover provided by various providers caters to a range of boilers, including gas, combi, condensing, and oil-powered boilers. However, it is essential to check with providers to ensure compatibility with specific boiler types. Several boiler cover options are available to suit different budgets, ranging from basic boiler insurance to full coverage with no excess. Some policies may even include an annual boiler service, which typically costs around £60 to £90. An annual service ensures that boilers are maintained according to policy requirements and can prevent claim rejections. To make the selection process more accessible for homeowners, we offer a comparison service featuring policies from leading providers in the UK, allowing for a side-by-side evaluation of available options. Choosing the right cover is crucial to ensuring uninterrupted heating and hot water supply during unexpected boiler breakdowns.
Boiler cover in the UK comes in various forms, offering different levels of protection and coverage for homeowners. This section will outline three main types of boiler cover available in the UK: Standard Boiler Cover, Boiler and Central Heating Cover, and Home Emergency Cover.
Boiler and Central Heating Cover
Home Emergency Cover
Standart Boiler Cover

Who Needs Boiler Cover?

Boiler cover in the UK is designed to meet the needs of various homeowners, with each type of cover offering different levels of protection. Here are three main types of boiler cover available in the UK:

  1. Standard Boiler Cover: This is the most basic type of boiler cover. It typically includes the cost of repairs if your boiler breaks down and may cover the cost of parts and labour. It's ideal for those who are primarily concerned with ensuring that their boiler remains operational and can be repaired quickly in case of a breakdown. This cover is suitable for homeowners who have a separate home insurance policy that might cover other aspects of central heating systems or emergencies.
  2. Boiler and Central Heating Cover: This type of cover includes everything in the standard boiler cover, but also extends to the whole central heating system, including radiators, pipes, and thermostat. It's a more comprehensive option, suitable for those who want peace of mind knowing that the entirety of their heating system is protected. This is particularly beneficial for older homes where the heating system might be more prone to issues.
  3. Home Emergency Cover: This is an even broader level of cover that not only includes your boiler and central heating system but also other home emergencies such as electrical failures, plumbing issues, and sometimes even security incidents like broken locks. It is designed for homeowners who want a comprehensive safety net for a range of potential home emergencies, beyond just boiler and heating concerns.

Choosing the right boiler cover depends on individual needs and circumstances. Homeowners should consider the age and condition of their boiler and heating system, their ability to handle minor repairs, and their financial readiness for unexpected breakdowns. By understanding the different types of boiler cover available, UK homeowners can make an informed decision that ensures their home remains warm and comfortable throughout the year.

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Compare The Best Boiler Cover Deals
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Boiler cover, a popular service in the UK, offers homeowners peace of mind in case of unexpected boiler breakdowns impacting their home heating and hot water supply.
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