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Tesco Boiler Cover Review: Pros, Cons & Best Deals

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Tesco boiler cover is an optional add-on that homeowners can include in their Tesco Bank Home Insurance policy. With home emergencies such as boiler breakdowns causing distress and inconvenience, having a comprehensive boiler cover can make all the difference. Tesco's boiler cover aims to provide peace of mind by offering up to £1,000 worth of cover per call-out, allowing homeowners to be prepared for unexpected boiler issues without worrying about the financial implications.

Tesco Bank Home Insurance already provides reliable protection for property and valuables, but the addition of Home Emergency Cover addresses urgent issues that require professional assistance. Alongside boiler cover, Tesco's Home Emergency Cover also offers 24-hour access to their claims centre, as well as unlimited call-outs, ensuring that help is readily available when needed most. Additionally, the cover focuses on details such as no excess payment, making it a cost-effective choice for homeowners.

For those perceptive about safeguarding their home, the Tesco boiler cover serves as a valuable support system. By including this offering in their home insurance policy, homeowners can secure a well-rounded protection plan that addresses both typical and urgent concerns, ultimately ensuring a comfortable and stress-free living environment.

What is Tesco Boiler Cover

Tesco Boiler Cover is an insurance policy add-on offered by Tesco Bank to help homeowners deal with unexpected issues related to their boilers, such as breakdowns, malfunctions or newly sprung leaks. It provides peace of mind by covering the cost of repairs, and in some cases, replacement of boilers deemed beyond economical repair.

By adding the Home Emergency Cover to your Tesco Bank Home Insurance policy, you can enjoy up to £1,000 worth of cover per call-out. This ensures that boiler issues, which are typically expensive to fix, can be attended to promptly by a professional without causing a significant financial burden. The service also offers 24-hour access to their Home Emergency claims centre, which is ready to assist you at any time of day or night.

To further assist homeowners, Tesco Bank also provides a guide on boiler maintenance that includes tips on keeping your heating system in top condition. Properly maintaining your boiler can help prevent potential issues down the line, ensuring the smooth and efficient functioning of your heating system throughout the year.

In summary, Tesco Boiler Cover is a convenient and reassuring option for homeowners who want to be prepared for unexpected boiler issues. By including this cover in your Tesco Bank Home Insurance policy, you can ensure that expert help is readily available to handle any boiler-related emergencies you may encounter.

Features of Tesco Boiler Cover

Tesco Boiler Cover is designed to offer peace of mind and protection for your boiler in the event of unexpected breakdowns or issues. By adding Home Emergency Cover to your Tesco Bank Home Insurance policy, you can receive up to £1,000 worth of cover per call out.

One of the key features of Tesco's Boiler Cover is its comprehensive protection, which includes support for various boiler issues that might arise. From broken boilers to newly sprung leaks, the cover aims to assist homeowners with a range of common concerns and keep your home comfortable throughout the year.

The Home Emergency cover is limited to £1,000 per claim, and it is important to note that it will not cover issues occurring before the policy began. In the event that your boiler is deemed beyond economical repair upon making a claim, Tesco will contribute a specified amount towards the cost of your new boiler, as detailed in your policy book.

Moreover, Tesco Bank provides homeowners with valuable advice and tips on boiler maintenance, empowering policyholders to take optimal care of their heating systems. This ensures that not only are policyholders covered in case of emergencies, but they are also equipped with the knowledge necessary for preventing potential issues.

Overall, Tesco Boiler Cover offers homeowners a sense of security, knowing that their heating systems are protected against unexpected issues. Coupled with their advice on boiler maintenance and prompt support in emergencies, Tesco Bank aims to deliver confidence and convenience to their policyholders.

Benefits of Tesco Boiler Cover

Tesco Boiler Cover offers homeowners a sense of security when it comes to maintaining their heating systems. With Tesco Home Insurance, policyholders can rest assured that their boiler is protected, as Tesco Bank offers various types of coverage to suit different needs.

One notable advantage of Tesco Boiler Cover is the protection it provides against unforeseen breakdowns. During the cold winter months, it is essential to have a functioning boiler to keep your home warm and comfortable. Tesco Boiler Cover ensures that your heating system is in top condition and reduces the risk of costly repairs or replacements.

In addition to boiler protection, Tesco Home Insurance also offers coverage for temporary power cuts and security features such as replacement locks in case of theft or loss of keys. This comprehensive coverage extends to infestations outside your property, even in outbuildings and garages, providing added peace of mind to homeowners. However, it is important to note that there are certain limitations to the coverage, such as boilers over 10 years of age and those with an output over 60 kW/hr. More information about policy exclusions can be found in the Tesco Home Insurance PDF.

Our Recommended Best Buy

We've extensively reviewed over 30 boiler cover providers and our recommended best buy is YourRepair. Rated 4.3/5 stars on TrustPilot, they are our top pick, offering the best combined value and customer service.

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Tesco Boiler Cover provides flexibility by allowing customers to choose the level of coverage that best fits their individual needs. Additionally, customers can easily modify their boiler coverage during the policy period, ensuring necessary protection is in place as circumstances change.

In summary, Tesco Boiler Cover is an excellent option for anyone looking to safeguard their home heating system. With a range of coverage options and comprehensive protection, homeowners can enjoy warmth and comfort during the colder months without any unnecessary worries.

Comparing Tesco Boiler Cover to Other Providers

Tesco does not currently offer boiler cover. However, there are several other providers in the UK market that offer comprehensive boiler cover plans. It's essential to understand the differences between these providers to make an informed decision.

We recommend looking for boiler cover that includes both a boiler service and repairs. When comparing providers, consider the following factors:

  • Price: The cost of boiler cover can vary significantly between providers. Look for a plan that offers a reasonable monthly fee without compromising on coverage.
  • Excess: Some providers charge an excess fee for each callout, which can add up if you require frequent repairs.
  • Limits on claims: Some policies impose limits on the number of claims or the amount you can claim per year.

Notable providers in the UK market include:

  • British Gas: Known for their comprehensive boiler cover plans, they offer different coverage levels depending on your needs and budget.
  • HomeServe: Another popular provider, HomeServe offers a range of boiler cover options, including those that cover central heating systems and plumbing.
  • EDF Energy: EDF offers boiler cover packages at competitive prices, with plans that include an annual service and a range of additional benefits.

When looking for a boiler cover, it's important to read customer reviews to get an idea of the level of service provided.

In summary, while Tesco does not currently offer boiler cover, there are several provider options available to UK customers. Be sure to compare prices, coverage levels, and customer reviews before selecting a boiler cover plan.

How to Apply for Tesco Boiler Cover

Tesco Bank provides a range of home insurance products, including boiler covers, to protect homeowners from unexpected incidents. Applying for a Tesco Boiler Cover is a straightforward process.

To begin the application, visit the Tesco Home Insurance webpage. You can choose between Contents Insurance, Buildings Insurance, or a combined policy to suit your requirements. To specifically cover your boiler, make sure to add Home Emergency Cover to your chosen policy.

Once you have selected the desired insurance, click "Get a quote". You will need to provide basic information about your home, including its location, size, and type. Additionally, you will be asked about your boiler's make, model, and service history. If you have a gas boiler, ensure it is serviced by a Gas Safe registered engineer, as Tesco Bank will require this information during the application process.

After submitting the necessary information, you will receive a quote for your chosen policy, including any optional add-ons like boiler cover. If you are satisfied with the quote and terms, proceed to payment and complete the purchase. Tesco Bank will then provide you with confirmation and policy documents for your reference.

It is essential to keep your new policy documentation in a safe place and review it regularly to ensure you understand the extent of your cover. In case of an emergency, such as a boiler breakdown or heating failure, contact the Tesco Bank claims team as soon as possible. They will assist you through the process and ensure your situation is resolved efficiently.

Customer Reviews and Feedback

Tesco does not offer a specific boiler cover plan. However, they offer Home Emergency Cover as an add-on for their home insurance policies. This cover includes assistance with various home emergencies, such as boiler breakdowns, plumbing issues, and electrical problems.

Customers who have used Tesco's Home Emergency Cover have noted the convenience of the added protection. With up to £1,000 worth of cover per call out and 24-hour access to their Home Emergency claims centre, it provides peace of mind in case of unexpected issues.

While this search does not yield specific reviews or feedback on Tesco's Home Emergency Cover, it is essential to consider customers' experiences with Tesco's home insurance products in general. You can find customer reviews and ratings on their insurance services on Trustpilot.

It is crucial to weigh the advantages and disadvantages before purchasing any boiler cover or home insurance add-on to ensure it meets your specific needs and budget.

In conclusion, when looking into Tesco's Home Emergency Cover for boiler-related issues, it is vital to research customer reviews and feedback and consider whether this type of cover is the best option for your individual situation.

Frequently Asked Questions

Tesco Bank offers home emergency cover as a part of their home insurance policy. With this article, we aim to answer some frequently asked questions to provide a clear and knowledgeable overview of Tesco's boiler cover.

What does Tesco boiler cover include?

Tesco boiler cover typically includes servicing and repairs related to heating and hot water failure, breakdown of the boiler and/or system, loss of water pressure within the boiler due to a fault, and the inability to manually switch off the boiler. It also covers internal plumbing and drainage, like leaking pipes or radiators, and blocked drains.

How much does Tesco boiler cover cost?

While Tesco does not provide an exact cost for their boiler cover, it is included in their home emergency cover as an add-on to home insurance policies. Tesco Clubcard customers can avail of up to a 20% discount on home insurance policies. Prices for boiler and heating cover usually start from £8 a month depending on the level of cover you require.

Is there a limit on claims and cover provided?

Tesco boiler cover has a £1,000 limit in place for claims related to covered boiler emergencies. It is essential to review the policy documents to understand what is specifically covered and any applicable excess charges.

Are oil-fired boilers covered by Tesco boiler insurance?

Yes, Tesco boiler cover includes oil-fired boilers as a part of its coverage. However, it is advised to thoroughly check the specifics of their coverage in case of any exclusions.

How often should I service my boiler and do I need a certified engineer?

To maintain your boiler in top condition and ensure its optimal performance, it is essential to have it serviced regularly. For gas boilers, employing a Gas Safe registered engineer is crucial, and they will provide a service report detailing all the work done during the service.

By keeping these points in mind, you can make an informed decision regarding Tesco boiler cover and select the right policy to suit your needs.


Tesco offers a boiler cover service as part of their Home Insurance policy. This coverage ensures protection for homeowners in the event of boiler breakdowns, repairs, and the replacement of locks and keys. The policy has a cap of £5,000 for burst pipes and blocked sewer pipes repairs, guaranteeing homeowners peace of mind and financial support when it comes to these critical situations.

When it comes to choosing the right boiler cover, Tesco's policy is a solid option for homeowners requiring comprehensive coverage. With 24-hour access to their Home Emergency claims centre, Tesco makes it easy for customers to receive assistance whenever needed and provides up to £1,000 worth of cover per callout. Furthermore, there is no excess to pay, and homeowners can avail themselves of unlimited callouts under the Home Emergency Cover.

However, it is essential to be aware of the limits and exclusions mentioned in Tesco's policy documents. For instance, the coverage does not include general wear and tear, trace and access costs, and the property must not be left unoccupied for over 60 days. It is also worth noting that once the boiler is declared beyond economic repair, the policy will cease to cover that boiler or system.

In conclusion, Tesco Home Insurance offers a reliable and accessible boiler cover service. By carefully examining the policy documents, homeowners can make an informed decision about whether Tesco's boiler cover meets their specific needs and requirements. With the knowledge of their policy's coverage and limits, customers can confidently approach the protection and assistance offered by Tesco's Home Insurance.

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Mark McShane
Head of Content
Mark McShane is not just an expert in solar and heating sectors but a passionate mentor and a go-to guy for everything related to solar and heating technologies. He's the proud owner of Skills Training Group, where he has been sharing his extensive knowledge and shaping professionals to meet the industry's ever-growing demands. Mark has spent years in the field, embracing the latest trends and mastering the cutting-edge technologies in solar and heating. He’s not just about textbooks and theories; he understands the practical aspects, the challenges, and the innovations that are shaping the solar industry. His passion for gas boilers and solar energy is contagious, and he has helped countless individuals, be it fresh faces eager to learn the ropes or seasoned professionals wanting to up their game, to thrive in the dynamic world of solar energy. His approach is friendly, insightful, and incredibly enriching, making him the perfect guide for anyone looking to enhance their skills and make a mark in the solar industry. Whether you’re just starting out in the world of boilers and solar energy or have been around and seen it evolve, reaching out to Mark can open new doors of knowledge and skills for you, enabling you to be a part of the green energy revolution.
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