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AA Boiler Cover Review: Pros, Cons & Best Deals

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Boiler cover is an essential aspect of home maintenance, ensuring the efficient functioning of a home's heating system. One well-known provider of boiler insurance is AA, offering a range of cover options to suit the diverse needs of homeowners. By securing a suitable boiler cover plan, individuals can enjoy peace of mind, knowing that they are protected against any unforeseen breakdowns and costly repairs.

AA boiler cover can be acquired as an add-on to a homeowner's insurance policy or as a standalone contract. This flexibility allows homeowners to choose the best coverage plan that suits their situation and preferences. The cover typically includes the cost of repairing the boiler and central heating system, covering both parts and labour expenses.

Additional benefits of AA boiler cover often include access to a network of gas safety registered engineers, who are readily available to assess and fix any issues with the boiler system. Homeowners can rest assured that they are receiving quality service and expertise when it comes to maintaining their home's heating and ensuring their family's comfort throughout the year.

Overview of AA Boiler Cover

AA Boiler Cover is a service offered by the AA to help homeowners protect their boiler and central heating system in case of breakdown or malfunction. The idea behind this type of cover is to give homeowners peace of mind, knowing they are financially prepared for any unexpected boiler or central heating issues.

There are different levels of cover available depending on homeowners' needs. Some prefer to have boiler insurance covering only the boiler and heating controls, while others may opt for a more comprehensive policy covering the entire central heating system, including radiators. It's essential to be aware of these options, as this can help homeowners decide which cover will benefit them most.

Unfortunately, AA has stopped providing quotes for boiler and home cover to new customers. However, existing Home Membership customers can still get assistance by contacting them on 0800 197 4676 or 0800 316 3983 for any claims. Policy documents are provided to give customers the necessary information on their cover plans.

It's important to be cautious when purchasing a boiler cover policy, as saving on costs is a priority for many consumers. The AA has previously launched services such as boiler cover and energy switching, which guarantees to save members money on their gas and electricity costs. Homeowners should always compare different providers to ensure they find the best deal and the right level of protection for their needs.

Features of AA Boiler Cover

AA Boiler Cover is a popular option for individuals looking to protect their home heating systems. The plan offered by AA provides a range of benefits to homeowners, ensuring they have peace of mind when it comes to their heating system.

One notable aspect of AA Boiler Cover is their basic 'no fix, no fee' policy starting at only £5.99 per month. This means that, if their engineers cannot fix your boiler, they will refund the excess payment. This offers homeowners a level of financial confidence when it comes to potential boiler issues.

It is important to note that AA no longer provides quotes for boiler and home cover to new customers. However, they continue to support existing Home Membership customers. Should these customers have any questions or need to make a claim, they can contact the AA at their designated helpline.

When considering AA Boiler Cover, homeowners should weigh up the different levels of coverage available. The plan may include just the boiler and heating controls, or extend to cover the entire central heating system, including the radiators. The latter option will be more costly, but it may provide more comprehensive coverage depending on individual needs.

In conclusion, AA Boiler Cover may be a suitable option for those who already have a membership and are seeking reliable protection for their home heating systems. With a range of available coverage options and a 'no fix, no fee' policy, it is worth considering the features and benefits of this plan when deciding on the appropriate boiler cover for your needs.

Cost and Pricing Analysis

AA Boiler Cover offers various levels of protection, depending on the customer's needs. With a range of options, homeowners can choose the right level of cover to suit their budget and requirements.

Starting with the basic 'no fix, no fee' boiler cover, the cost begins at a manageable £5.99 per month, which is designed for customers who want to ensure their boiler is protected without spending a large amount each month. This basic cover offers a refund of the excess if the boiler cannot be fixed, giving customers added peace of mind.

For those looking for a more comprehensive boiler cover, considering options that include an annual service would be available at an increased cost. These packages provide extra protection and maintenance, preventing potential issues and ensuring the boiler remains efficient. It's crucial to keep in mind the fact that an average boiler cover package costs £265.80 per year, and the more extensive the coverage, the higher the price.

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Some homeowners may opt for a broader protection plan, encompassing not only the boiler and heating controls but also the entire central heating system including radiators. This type of cover is more expensive due to its wider scope, but it ensures peace of mind in the event of system-wide issues.

In conclusion, the pricing of AA Boiler Cover ranges from £5.99 per month for basic cover to higher costs for more extensive packages. Homeowners must weigh the pros and cons of each level of cover before deciding the best option for their needs and budget.

Terms and Conditions

The AA boiler cover terms and conditions are essential to understand in order to maintain coverage for your boiler and heating system. The AA booklet details the conditions and inclusions of the boiler insurance policy, ensuring transparency for the policyholder.

AA boiler insurance covers a range of aspects related to boiler and heating system maintenance. There are options to choose from, such as cover for just the boiler and heating controls or the entire central heating system, including radiators. The latter option will cost more.

In general, the coverage includes inspection and annual boiler service, making sure your boiler remains in good working condition. The AA Home Membership has been arranged by the Automobile Association Insurance Services Limited (AAIS), which is an authorised and regulated insurance intermediary.

It is important for customers to be AA members in order to access certain benefits, such as the boiler cover and energy switching service. The policy can save members £200 on their gas and electricity costs and non-members £150.

In summary, the AA boiler cover terms and conditions focus on providing comprehensive coverage for the boiler and heating system, while also offering potential savings for customers. By carefully reviewing the policy terms, customers can ensure they choose the right cover option that suits their needs and budget.

Perks and Benefits

Emergency Assistance

One of the primary advantages of AA Boiler Cover is the emergency assistance provided when your boiler breaks down. If your boiler experiences any issues, AA's qualified engineers are readily available to help you resolve the problem, ensuring that your home remains warm and comfortable. This service aims to provide you with prompt support when you need it the most.

Annual Boiler Service

Another valuable benefit of the AA Boiler Cover is the annual boiler service. This service includes a thorough check by an expert engineer to help maintain your boiler's efficiency. Having an annual service not only ensures the smooth operation of your boiler but also helps in detecting any potential issues before they escalate into significant and expensive problems. Moreover, regular maintenance can prolong the life of your boiler, giving you peace of mind.

Accidental Damage Coverage

Lastly, the AA Boiler Cover provides accidental damage coverage for your boiler system. This aspect of the insurance plan allows you to receive swift assistance in case of any accidental damage that may affect your boiler or central heating system. By offering accidental damage coverage, AA Boiler Cover aims to protect you from any unexpected repair costs, ensuring that you can focus on your daily routines without worrying about any unforeseen issues.

In summary, AA Boiler Cover offers valuable perks and benefits such as emergency assistance, annual boiler service, and accidental damage coverage. These features aim to provide you with peace of mind, ensuring that you always have swift, expert assistance when you need it.

Client Feedback and Reviews

AA boiler cover has received a range of reviews from clients. Some customers have experienced dissatisfaction with the service. For example, one AA Home Emergency Response review pointed out that a boiler fitted by AA broke down after just 18 months, and the customer was asked to pay a £99 excess fee to have it repaired under warranty. They also mentioned waiting for several hours for a callback from an engineer.

On the other hand, AA has introduced a radical new boiler cover service designed to save members £200 on their energy bills. This demonstrates AA's commitment to providing innovative solutions that benefit their clients.

When considering whether AA boiler insurance is worth it, clients should weigh the costs and benefits. The type of coverage, such as covering just the boiler and heating controls or the entire central heating system including radiators, will affect the cost. The AA Insurance website suggests that clients carefully assess their needs before purchasing a boiler insurance plan.

In conclusion, client feedback and reviews for AA boiler cover vary, and it is crucial for potential clients to thoroughly research and understand the pros and cons of various plans to make an informed decision.

How to Apply for AA Boiler Cover

As of now, AA no longer provides quotes for boiler and home cover to new customers. Existing Home Membership customers can still contact AA regarding any questions or making a claim. If you have an existing Home Membership, you may get in touch with AA by calling 0800 197 4676 for any questions or 0800 316 3983 for claims.

Though AA Boiler Cover might not be an option for new customers, it's important to consider alternative options for boiler and central heating cover. Research different providers and compare their policies, prices, and services to find the best fit for your needs.

Remember to check for the following key features while comparing policies:

  • The level of cover: Some policies might cover the boiler and heating controls, while others include the entire central heating system, including radiators.
  • Excess charges: Pay attention to any excess charges that you may be required to pay in case of a claim.
  • Response time: Ensure that the provider offers quick response times in case of emergencies.
  • Annual service: Some policies include an annual service to maintain your boiler and keep it in good working condition.

Keep these factors in mind while determining the best boiler cover option for your home.

Handling Claims Process

When it comes to the AA boiler cover, it is essential to understand the claims process to ensure a smooth experience. In the event of a boiler breakdown or any issue covered by the policy, policyholders should follow specific steps for a successful claim.

Firstly, policyholders should check their home insurance policy booklet to confirm that the loss or damage is covered. Next, it is crucial to call the phone number on the Statement of Insurance as soon as possible to report the issue. Keep the policy number handy for each communication with the insurer.

A claims advisor will provide information on how to proceed with the claim. In some cases, such as small claims, photos and receipts may be required as proof of purchase. Honesty and accuracy at this stage are vital for a swift and successful claim.

In specific situations, such as boiler and central heating cover, an inspection and service of the equipment might be necessary. AA boiler cover takes care of this through routine inspections and services, ensuring that policyholders have well-maintained systems in place.

Throughout the claims process, it is essential to maintain clear communication with the insurer and follow their advice. By doing so, policyholders can rest assured that their boiler issues will be sorted efficiently and effectively by the AA boiler cover.

FAQs on AA Boiler Cover

AA Boiler Cover is designed to provide protection to homeowners for their boiler and central heating system. This section aims to address some frequently asked questions to help you better understand the benefits and features of this service.

What is AA Boiler Cover? AA Boiler Cover offers protection for your home's heating system, including your boiler and central heating. They used to provide quotes for boiler and home cover to new customers, but as of now, they are not offering any new plans to customers. Existing Home Membership customers can call 0800 197 4676 for any queries or make a claim at 0800 316 3983.

Is boiler cover affected by my choice of energy supplier? No, your boiler cover plan is completely independent of your energy supplier. You can switch your gas and electricity supplier as often as you like, and it will have no effect on your boiler cover plan.

Do I need boiler insurance if I am renting a property? If you are renting a property, you generally do not need boiler insurance as the responsibility for fixing the boiler and maintaining the heating system lies with the landlord, not the tenant.

How to choose the right boiler cover? There are several factors to consider when choosing the right boiler cover, including the age and type of your boiler, the level of coverage you need, and the cost of premiums. It is essential to compare different policies and read customer reviews to make an informed decision.

Remember to use the information provided above to make an appropriate choice regarding AA Boiler Cover or any other similar service.

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Mark McShane
Head of Content
Mark McShane is not just a plumbing and heating expert but a mentor and go to guy for all things solar and heating. He is the owner of Skills Training Group where he has been sharing his knowledge and training professionals to meet the industries growing demands. Mark has years of experience in the industry, following the latest trends and mastering the latest technologies in solar, plumbing and heating. He’s not just about books and theory, he understands the practical, the challenges and the innovations that are shaping the solar industry. His love for gas boilers and solar energy is infectious and has helped many, whether newbies looking to learn the basics or seasoned pros wanting to level up to thrive in the solar industry. His approach is friendly, informative and very practical, making him the perfect mentor for anyone looking to upskill and make their mark in the industry. Whether you’re just starting out in the world of boilers and solar energy or have been around and seen it all, getting in touch with Mark can open up new doors of knowledge and skills for you and enable you to be part of the green energy movement.
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