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MoneySuperMarket Boiler Cover: Pros & Cons + Deals

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Boiler cover is an essential policy for homeowners as it provides protection and assistance in the event of a boiler breakdown. MoneySuperMarket is a well-known comparison website that helps users find the right boiler cover insurance deals to suit their needs and budget. With a wide range of policy options available, it is crucial to understand what each plan offers and make an informed decision.

Boiler cover insurance typically includes access to a gas-safety registered engineer who can assess and fix any issues with the boiler. MoneySuperMarket makes it easier for users to compare and choose from various providers and plans, ensuring they get the best value for their money. Some policies may only cover the boiler itself, while others might also include protection for the entire central heating system.

When using MoneySuperMarket to find boiler cover, users can tailor their search based on factors like monthly cost, level of coverage, and customer reviews. This streamlines the selection process and helps homeowners select a suitable policy with confidence.

Understanding Boiler Cover

Boiler cover is an insurance policy designed to protect your boiler in the event of a breakdown. It offers peace of mind, ensuring that if your boiler does break down, a gas-safety registered engineer will assess and try to fix the problem. There are varying levels of cover available to suit different needs and budgets.

The most basic level of protection is boiler-only cover. As the name suggests, this type of cover solely focuses on the boiler and is usually the most affordable option. In contrast, more comprehensive policies may also include coverage for central heating, plumbing, drains, and electrics, like the one offered by Hometree.

When comparing boiler cover policies, it's essential to consider factors such as price, level of cover, and exclusions. Different providers may have varying terms and conditions, so it's crucial to scrutinise each policy to ensure it meets your specific requirements. For example, EDF Energy offers two types of cover: BoilerCare Gold, which focuses on boiler-only coverage, and BoilerCare Platinum, which includes protection for your entire heating system. You can find more information about these plans on MoneySuperMarket.

It's worth noting that boiler cover policy providers may have some exclusions. These could include certain types of boilers, the age of the boiler, or pre-existing faults. Before purchasing a boiler cover policy, make sure to read the fine print carefully to avoid any surprises when you need assistance.

In conclusion, understanding boiler cover is crucial to ensure you choose the right policy for your specific needs and circumstances. By comparing different providers and their offerings, you can make an informed decision that will keep your home warm and comfortable throughout the year.

Why Choose MoneySuperMarket

MoneySuperMarket is a reliable choice for boiler cover due to its ability to compare a wide range of deals and insurance options. By using their service, you can easily find boiler cover that suits your individual needs and budget. The platform offers a simple, easy-to-navigate user experience, making it straightforward to compare different boiler cover policies.

One of the strongest advantages of MoneySuperMarket is its comprehensive database of user reviews, boasting a 4.9 out of 5 rating from 238,131 reviews. This wealth of information provides potential customers with invaluable insight into the quality of the service they can expect to receive. Additionally, benefiting from a gas-safety registered engineer’s assessment and repairs comes with the peace of mind that your boiler will be professionally taken care of in case of any breakdowns.

The guide to the perfect boiler hosted on their website offers helpful advice to customers about choosing the right boiler for their home. This information can assist in making an informed decision about purchasing a boiler cover that complements their chosen boiler system.

Lastly, MoneySuperMarket features a range of well-known providers, including British Gas HomeCare, which offers multiple levels of cover to suit customer requirements. With options for unlimited callouts, annual boiler service, and accidental damage cover, customers can find a policy tailored to their needs.

In summary, MoneySuperMarket provides a convenient platform for users to compare boiler cover options, coupled with valuable information and a wide selection of providers to ensure customers find the best policy for their home heating needs.

Comparing Boiler Cover Options

When looking for the best boiler cover, it's crucial to compare different options available to make an informed decision. MoneySuperMarket provides a platform for homeowners to find the ideal boiler insurance policy tailored to their needs.

Boiler cover policies can vary in their scope of coverage. Some policies may only cover the boiler itself, while more comprehensive plans can include the entire central heating system, such as radiators, pipes, and pumps. For instance, a full home care plan is a more extensive package, including plumbing, drains and electrics.

It is essential to understand the policy exclusions before committing to a boiler cover plan. Some insurers might not cover particular issues, such as pre-existing faults, lack of maintenance, or boilers beyond a specific age.

Another factor to consider when comparing boiler cover options is the cost of policies and any excess fees. Typically, a lower monthly premium might mean a higher excess fee, which is the amount one must pay towards a claim. This cost balance is crucial in determining the overall value for money when choosing a policy.

In conclusion, to find the best boiler cover, homeowners should compare policies, understand the extent of coverage, exclusions, and weigh up the costs and excess fees. Using platforms like MoneySuperMarket can help simplify this process and find the ideal boiler cover to suit individual needs.

Essential Features of Boiler Cover

Boiler cover policies can greatly vary depending on the provider and the specific plan chosen. To ensure you get the best possible protection for your boiler, it is crucial to understand the essential features you should look for in a boiler cover plan. This section elaborates on those key aspects.

Firstly, a comprehensive boiler cover policy should include gas boiler repairs. Gas boiler breakdowns can be both inconvenient and costly; hence, a good policy should provide coverage for such repairs and gas-safety registered engineers to assess and fix any issues.

Additionally, it's important to have annual boiler servicing included in your policy. Regular servicing ensures that your boiler is functioning correctly and safely, whilst also identifying any potential problems before they escalate. Some policies, such as those offered on MoneySuperMarket, encompass a full annual boiler service, guaranteeing that you have a well-maintained heating system throughout the year.

A reliable boiler cover plan should also provide coverage for your gas supply pipe. This pipe is responsible for transporting usable gas to the boiler, and having it covered ensures that any issues with the pipe can be addressed promptly.

Plumbing and drainage repairs are often included in more comprehensive central heating and boiler cover plans. It’s helpful to have any plumbing-related issues addressed as part of your policy, as some plans even cover water supply and drainage issues.

Lastly, it is essential to have a 24/7 customer service hotline for any assistance you may need regarding your boiler cover. In case of emergencies or urgent inquiries, providers such as HomeServe offer round-the-clock customer support to ensure your peace of mind.

In conclusion, when searching for boiler cover, it is crucial to consider these essential features – gas boiler repairs, annual servicing, gas supply pipe coverage, plumbing and drainage repairs, and 24/7 customer service – to ensure your boiler is protected and well-maintained.

Additional Benefits of MoneySuperMarket Boiler Cover

MoneySuperMarket offers a range of boiler cover options to suit various needs and budgets. One of the key benefits of choosing a boiler cover plan from MoneySuperMarket is the ability to compare a wide selection of providers and plans in one place. This allows customers to find the best fit for their requirements and budget, ultimately saving time and effort.

Aside from offering comprehensive boiler cover options, MoneySuperMarket provides additional central heating and boiler cover plans which include protection for the entire heating system, including radiators, pipes, and controls. These plans not only provide peace of mind in the event of a boiler breakdown but also extend protection to other essential components of the heating system.

Customers can also opt for boiler cover only plans, which specifically cater to the needs of those who only require coverage for their boiler. These plans ensure that any breakdown and repair costs are covered, helping to avoid expensive and unexpected repair bills.

For those looking for a comprehensive home emergency plan, MoneySuperMarket also offers electrical, plumbing, and heating cover plans. These extensive plans not only cover your boiler and central heating system but also provide protection for plumbing, pipes, drains, and home electrics. Many of these plans include 24/7 emergency callouts, ensuring that help is available when it's needed most.

In conclusion, choosing a boiler cover plan from MoneySuperMarket provides numerous additional benefits beyond simply boiler protection. The ability to compare various plans, the availability of comprehensive central heating and boiler cover, as well as the option of broader home emergency plans make MoneySuperMarket a reliable and convenient choice for ensuring the well-being of your home's boiler and central heating system.

How to Purchase Boiler Cover

Purchasing boiler cover is a straightforward process that ensures you have peace of mind regarding your boiler's maintenance and potential repairs. To start, it is essential to compare different boiler cover options to find the one that best suits your needs and budget. You can use comparison websites such as MoneySuperMarket to find the best deals on boiler insurance.

When selecting a boiler cover plan, consider factors such as the extent of cover, callout limits, and any optional add-ons. Moreover, take note of the annual cost, excess charges, and the reputation of the provider.

Once you have identified an appropriate boiler cover plan, you can proceed to the provider's website to sign up. Fill in the required personal and payment details, and carefully review the terms and conditions before accepting the cover. It is vital to provide accurate information on your boiler's age and condition to avoid invalidating your policy.

Upon completion of the sign-up process, you will usually receive an email confirmation along with your policy documents. It is essential to keep these documents safe, as they contain essential information you may need in case of a boiler breakdown or required maintenance.

Remember, purchasing boiler cover is an investment in the longevity of your central heating system, providing you with much-needed support and maintaining your home's comfort year-round.

Reading the Fine Print

When considering boiler cover, it's essential to read the fine print of the policy to understand what is included and any limitations that may apply. MoneySuperMarket offers a platform to compare boiler cover policies, and understanding the fine print of each policy is crucial for making an informed decision.

Firstly, it's important to distinguish between boiler-only cover and boiler and central heating cover. Boiler-only cover will pay for repairs solely related to the boiler, whereas a boiler and central heating cover will protect both the boiler and other components of the central heating system. Ensure you are aware of the level of cover offered by each policy before making a decision.

Many boiler cover policies may have a cap on the cost of repairs or the number of claims that can be made in a year. For example, some policies have a limit on repairs up to a certain percentage of the boiler's value, as mentioned on a MoneySavingExpert forum post. Be sure to check for such limits in the policy's fine print to avoid surprises when it comes to making a claim.

Another aspect to look for in the fine print is the policy's terms related to the boiler's age and manufacturer. Some boiler cover providers may have exclusions for older boilers or specific brands. It is crucial to verify that the selected policy will adhere to your boiler's make, model, and age.

In summary, always take the time to read the fine print when comparing boiler cover policies on MoneySuperMarket. Understanding the distinctions between boiler-only and boiler and central heating cover, the caps on repair costs and the number of claims, and any specifications related to the boiler's age or manufacturer will ensure you select the most suitable policy for your needs.

Making a Claim

When taking out a boiler cover policy with MoneySuperMarket, it is essential to understand the claim process in case a boiler breakdown occurs. The first step in making a claim is to contact the insurance provider's helpline, as most HomeCare packages include a 24-hour UK-based helpline. The customer service team will provide guidance and support throughout the claim process. They will assign a gas-safety registered engineer to assess and fix the problem.

The Financial Conduct Authority (FCA) mentions that home insurance claims, including boiler cover, can sometimes be rejected. To avoid such situations, policyholders should be aware of the terms and conditions of their boiler cover plan. Some factors that may lead to a claim rejection include:

  • Neglected maintenance
  • Pre-existing faults
  • Unauthorised repairs

It is important for policyholders to ensure that their boilers receive regular servicing, as an annual boiler service is usually included in the HomeCare packages. Regular servicing and maintenance can help prevent breakdowns and increase the likelihood of successful claims.

In addition to the boiler servicing, policyholders should keep a record of all maintenance and repairs carried out on their boilers. In the event of a claim, this documentation can be useful in proving that the boiler was well-maintained and any issues were addressed promptly.

Lastly, it is advisable for policyholders to compare various boiler cover plans available on MoneySuperMarket before settling on a policy. This enables customers to choose a plan that suits their needs and budget, ensuring a smooth and hassle-free claim process when required.


MoneySuperMarket offers a straightforward platform for comparing boiler cover policies and finding the best deals on boiler insurance. The website's user-friendly interface provides a hassle-free experience for consumers to find the ideal boiler cover plan to suit their needs.

Customers can be confident in their boiler cover choices as MoneySuperMarket maintains a high satisfaction rating and showcases a significant number of positive reviews. The availability of numerous policy options allows consumers to weigh the costs and benefits of each according to their unique circumstances.

Some key factors to consider before choosing a boiler cover plan include the age and reliability of one's boiler, the possibility of ongoing maintenance costs, and the excess, parts, and labour policies. By revising these elements, homeowners can make an informed decision about whether boiler cover is necessary for their specific situation.

In summary, MoneySuperMarket helps customers navigate the complex world of boiler insurance, presenting valuable insights and up-to-date information on the best available deals. Their service enables informed decision-making, ultimately ensuring peace of mind for homeowners seeking boiler cover.

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Mark McShane
Head of Content
Mark McShane is not just an expert in solar and heating sectors but a passionate mentor and a go-to guy for everything related to solar and heating technologies. He's the proud owner of Skills Training Group, where he has been sharing his extensive knowledge and shaping professionals to meet the industry's ever-growing demands. Mark has spent years in the field, embracing the latest trends and mastering the cutting-edge technologies in solar and heating. He’s not just about textbooks and theories; he understands the practical aspects, the challenges, and the innovations that are shaping the solar industry. His passion for gas boilers and solar energy is contagious, and he has helped countless individuals, be it fresh faces eager to learn the ropes or seasoned professionals wanting to up their game, to thrive in the dynamic world of solar energy. His approach is friendly, insightful, and incredibly enriching, making him the perfect guide for anyone looking to enhance their skills and make a mark in the solar industry. Whether you’re just starting out in the world of boilers and solar energy or have been around and seen it evolve, reaching out to Mark can open new doors of knowledge and skills for you, enabling you to be a part of the green energy revolution.
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