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Esure Home Insurance Boiler Cover Review: Pros and Cons

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Esure home insurance offers comprehensive protection for your home and its contents. One important aspect of this coverage is the inclusion of boiler cover within their Home Emergency Cover optional extra. Homeowners can have peace of mind knowing that esure has their back in case of boiler breakdowns and emergencies.

Boiler cover is essential for homeowners who rely on central heating systems to keep their homes warm and comfortable. With esure's Home Emergency Cover, the costs and hassle associated with boiler malfunctions can be significantly reduced. This additional protection ensures that, in the event of a breakdown, homeowners will have access to prompt assistance and coverage for necessary repairs or replacements.

In summary, esure home insurance's boiler cover offers a valuable layer of protection for those who want to safeguard their homes and maintain comfortable living conditions. Opting for the Home Emergency Cover ensures that homeowners have access to the support and coverage they need when dealing with boiler issues.

Esure Home Insurance Overview

Esure Home Insurance offers reliable and comprehensive coverage for homeowners. Their policies are designed to protect against various unexpected events that can occur at home, ensuring homeowners remain protected and can return to normalcy as quickly as possible.

One aspect of Esure Home Insurance worth mentioning is their optional Home Emergency Cover. This feature provides assistance during domestic emergencies, day or night, ensuring swift access to tradesmen and coverage for their fees. Although the standard home insurance policy may cover damage caused by severe weather, Home Emergency Cover adds an extra layer of protection for homeowners.

When it comes to boiler coverage, Esure Home Insurance includes boiler cover as part of their Home Emergency Cover. While standalone buildings or contents insurance will not cover boilers, adding the Home Emergency Cover option allows homeowners to receive coverage for their boilers as well. It is important to note that Esure does not offer standalone boiler cover.

In addition to boiler coverage and Home Emergency Cover, Esure Home Insurance provides various other features and covers to safeguard homeowners and their properties. By choosing Esure Home Insurance, customers can enjoy the peace of mind that comes with a reliable and comprehensive policy tailored to their needs.

Boiler Cover: An In-Depth Look

Boiler cover is a specialised insurance policy that provides financial protection and peace of mind in case your boiler breaks down, leaving you without heating or hot water. It is designed to cover the costs of boiler repair or parts replacement when necessary.

One option for boiler cover is offered by esure, a UK-based insurance provider. Esure boiler cover provides financial support for fixing any unexpected issues with your boiler, ensuring that your home stays warm and comfortable throughout the year.

Esure boiler cover policies typically include several important features aimed at providing comprehensive protection for your boiler. Common inclusions are:

  • Annual boiler service: Regular servicing is essential for maintaining the efficiency and safety of your boiler. Esure boiler cover often covers the cost of an annual service by a certified engineer.
  • 24-hour emergency helpline: In case you face any issues with your boiler, esure provides a 24/7 helpline to assist you with troubleshooting and scheduling repairs.
  • Cost of repairs: Boiler cover policies from esure generally cover the expenses associated with repairing or replacing your boiler, ensuring that you don't have to incur significant costs for fixing any issues.

It is important to note that the specific terms and conditions of esure boiler cover policies may vary, and some exclusions may apply. For instance, routine maintenance costs, or issues arising due to neglect or improper use, may not be covered. It's crucial to review the details of your policy to understand the full extent of coverage and any limitations.

In summary, investing in boiler cover through companies like esure can provide valuable peace of mind and financial protection in case your boiler breaks down. By reviewing and understanding your policy, you can ensure that your home stays warm and comfortable all year round.

Features of Esure Boiler Cover

Emergency Assistance

Esure's boiler cover provides homeowners with prompt assistance during unexpected boiler breakdowns. This coverage ensures that there will always be a skilled professional on hand to help get your boiler up and running as quickly as possible. Esure understands the importance of getting heating and hot water functioning again, especially during the cold winter months, when such emergencies are commonplace.

Annual Service

In addition to emergency support, Esure boiler cover includes an annual service of your boiler system. Regular maintenance and check-ups play a crucial role in preventing breakdowns, maintaining efficiency, and prolonging the life of your boiler. By having your boiler serviced annually, you can ensure that it stays in optimal working condition, giving you peace of mind and potentially saving you money on energy bills.

Repair Costs Cover

Esure boiler cover offers comprehensive coverage for the repair costs associated with fixing your boiler. This includes not only the boiler itself but also its associated parts, such as the isolating valve, pump, motorised valves, thermostat, radiator, timer, temperature pressure controls, and primary flue. This means that if any part of your boiler system malfunctions or breaks down, Esure can help cover the costs of repairs or replacement, ensuring that your home remains warm and comfortable.

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Comparison with Other Providers

Esure home insurance offers boiler cover as part of their Home Emergency Cover optional extra. This means that buildings and contents insurance alone will not cover boilers. With esure, you receive coverage for boiler breakdowns and issues with your central heating system when you opt for their Home Emergency Cover.

While looking at esure's boiler cover, it may be helpful to consider the overall quality of their home insurance products and services.

In conclusion, when comparing esure's boiler cover with other providers, one must take into account factors such as cost, coverage options, and the reliability of the insurer. It is essential to research and understand the different offers available in order to make an informed decision that best suits one's needs. Remember that boiler cover can provide peace of mind, but it might not always be the most cost-effective option.

Claim Process

Esure home insurance offers an option for boiler cover under their Home Emergency Cover. To initiate a claim, policyholders can choose among several methods, depending on their preferences and circumstances.

One convenient way to start the claims process is through the MyAccount portal on the Esure website. This simple online tool allows policyholders to log in, provide relevant information, and submit the claims form. Alternatively, Live Chat is available Monday to Friday, 9am-5pm, offering another way to connect with an advisor.

Should policyholders prefer traditional communication methods, they can call Esure's claims department at 0345 601 7072 during their opening hours from Monday to Friday, 8am-8pm, and Saturday, 9am-4pm. When making a claim, policyholders should keep in mind that they would need to pay the excesses as outlined in their policy details.

It is important to note that boiler cover falls under the Home Emergency section of the policy booklet, and policyholders should familiarise themselves with the specific terms and conditions. Esure's boiler cover provides assistance in instances where there is a breakdown in the boiler and heating system leading to the absence of heating or hot water.

In summary, policyholders with Esure home insurance can conveniently claim their boiler cover through various channels, including online tools and phone support. Remember to review the policy booklet to understand the full extent of the cover and any excesses that might apply.

Terms and Conditions to Be Aware of

When considering esure home insurance for boiler cover, it is important to be aware of the terms and conditions that apply to their policies. Boiler cover is not included in their standard buildings or contents insurance alone, but it is included within the Home Emergency Cover optional extra.

Esure home insurance policies have specific terms and conditions set out in the policy. It is essential to read and understand these terms to ensure that the boiler cover provided meets your requirements and to clarify any limitations or exclusions that may apply.

As part of their home insurance policy, esure provides optional extra covers such as Family Legal Protection, Home Emergency, Pest, and Annual Travel. Each of these optional extras come with their own separate terms and conditions, so it is critical to read through them carefully if you decide to add them to your policy.

The policy documents provided by esure are intended to be clear and easy to read, with certain words and phrases in bold to indicate special meanings. It is advised to refer to the Definitions section in the policy booklet to better understand these terms.

In summary, it is crucial to familiarise yourself with the terms and conditions of esure home insurance policies, and particularly the Home Emergency Cover optional extra which includes boiler cover. By doing so, you can ensure that you are well-informed about the coverage, exclusions, and specific conditions related to your boiler protection.

Benefits and Limitations

Esure Home Insurance offers boiler cover as part of their Home Emergency Cover optional extra. This means that if a boiler breaks down, the insured homeowner can receive assistance if they have no heating and/or hot water. However, it is important to note that boiler cover is not included in their standard buildings or contents insurance policy.

One benefit of having boiler cover with Esure Home Insurance is the peace of mind knowing that in case of a breakdown, help is available. Homeowners can contact the Home Emergency line on 0345 601 7624 to receive assistance with their boiler and heating system issues.

However, there are certain limitations to this cover. Full details of the cover can be found in the Home Emergency section of the policy booklet. It is essential for homeowners to read the policy booklet in conjunction with the cover limits to understand the extent of coverage provided.

In conclusion, Esure Home Insurance provides an optional boiler cover for homeowners seeking extra protection for their heating systems. While there are benefits to this cover, such as assistance during a breakdown, it is crucial to be aware of the limitations and read the policy documents carefully.


Esure's home insurance offers its customers the option to include boiler cover in their policy when they choose the Home Emergency Cover add-on. This type of cover can provide peace of mind in case of any unexpected boiler breakdowns or issues that might occur.

Boiler cover is a specialized insurance product that helps homeowners handle the costs and concerns related to boiler repairs and maintenance. It usually includes an initial no-claims period, ensuring that customers are committed to a long-term plan.

Standard home insurance policies do not cover boiler breakdowns under certain circumstances, such as misuse, improper installation, or failure to maintain the equipment. It is essential to understand the coverage and conditions when purchasing boiler cover so as not to encounter unwanted surprises later on.

In summary, if you are considering Esure home insurance, it is worth exploring the option of adding the Home Emergency Cover to protect your boiler. Research your specific needs, and make an informed decision to secure the optimal insurance coverage for your home.

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Mark McShane
Head of Content
Mark McShane is not just an expert in solar and heating sectors but a passionate mentor and a go-to guy for everything related to solar and heating technologies. He's the proud owner of Skills Training Group, where he has been sharing his extensive knowledge and shaping professionals to meet the industry's ever-growing demands. Mark has spent years in the field, embracing the latest trends and mastering the cutting-edge technologies in solar and heating. He’s not just about textbooks and theories; he understands the practical aspects, the challenges, and the innovations that are shaping the solar industry. His passion for gas boilers and solar energy is contagious, and he has helped countless individuals, be it fresh faces eager to learn the ropes or seasoned professionals wanting to up their game, to thrive in the dynamic world of solar energy. His approach is friendly, insightful, and incredibly enriching, making him the perfect guide for anyone looking to enhance their skills and make a mark in the solar industry. Whether you’re just starting out in the world of boilers and solar energy or have been around and seen it evolve, reaching out to Mark can open new doors of knowledge and skills for you, enabling you to be a part of the green energy revolution.
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